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OUR PROCESS


Evaluate

We start by assessing your current financial situation to establish our starting point. This includes going over your assets, liabilities and cash flow. We’ll also determine your risk tolerance based on how much risk you can, need and are willing to take in your investments.

Define

Your needs, goals and priorities will be the foundation of your financial plan. Together, we’ll identify and evaluate what you want for the future and help you prioritize those goals to prepare for creating your customized financial plan.

Develop

With a deep understanding of your current circumstances and ideal future, we can develop an investment strategy that supports your objectives. We also use financial planning technology to look at multiple scenarios related to investing and life milestones to ensure we’re preparing for various outcomes. This process is especially valuable in helping you feel confident in your financial plan.

Implement

We believe in designing portfolios that align with your risk tolerance and are diversified between stocks and bonds and equity asset classes to help dampen volatility. Because we are independent, we are not obliged to use particular investment products and therefore have a wide array of options, allowing us to choose the ones that are aligned with your objectives.

Monitor

Our regular evaluation of your investments is just as important as implementation. We review and rebalance your portfolio to ensure it’s still in line with your goals, and together we’ll assess whether those goals have changed and adjustments are needed to your overall strategy.


Comprehensive Wealth Management

Your investment plan is only one aspect of wealth management. Because we are committed to comprehensive planning, we also address your broader financial life by:

  • evaluating your need for life and long-term care insurance
  • ongoing assessment of cash flow and budgeting
  • reviewing outside accounts
  • seeking to minimize taxes in collaboration with your CPA
  • saving for college education
  • developing a distribution strategy in retirement
  • coordinating with your attorney on estate planning
  • planning for charitable giving

Click the image to see the value that we can bring as your wealth management partner.


What You'll Pay

We believe in being transparent in our fees and straightforward in our communication. We focus on comprehensive wealth management, and our goal is to help you plan for life’s meaningful outcomes and the many financial needs along the way.

Our fees for wealth management services are based on the assets we manage, with no hidden costs from us.

*All investing involves risk, including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.